Phone +91 9629587444
Location Head Office, 148B, Deverpuram Road, Tuticorin - 628003 148B, Deverpuram Rd, Tuticorin

Services

Safe hands for your hard-earned money

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📞 +91 8903125809

5 Lakh

The ₹5,00,000 chit fund scheme is perfect for achieving bigger financial goals, offering reliable savings, transparent bidding, and instant payouts. Flexible options ensure each member finds the right fit for their needs, whether planning for family, business, or major purchases

Save ₹25,000 per month for 20 months and access your lump sum faster. This plan is ideal for those who want quick results and timely fund disbursement

OUR PLANS

Life brings different dreams and challenges, and we’re here to support them all. Our chit fund plans are designed to grow with your goals.

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EDUCATION PLAN
Build your child’s future step by step with disciplined savings and rewarding returns.
₹ 5,00,000

Plan: ₹25,000 per month

Duration: 20 Months

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Business Icon
BUSINESS PLAN
Fuel your business dreams with flexible funds, right when you need them most.
₹ 10,00,000

Plan: ₹50,000 per month

Duration: 20 Months

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Wedding Icon
WEDDING PLAN
Make your dream wedding stress-free by saving steadily and receiving timely payouts.
₹ 25,00,000

Plan: ₹1,25,000 per month

Duration: 20 Months

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HOUSING PLAN
Turn your dream home into reality with smart, flexible savings schemes.
₹ 50,00,000

Plan: ₹2,50,000 per month

Duration: 20 Months

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THE WORKING MODEL

A simple, transparent process that guides you from enrolment to completion ensuring easy contributions, fair auctions, instant disbursements, and rewarding savings.

Working Model
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STEP 1

ENROLMENT

Join easily by contacting Bala Saraswathi Chits or visiting any branch. Select a chit plan tailored to your financial needs.

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STEP 2

CONTRIBUTION

Make regular fixed contributions each month or week, ensuring flexibility and convenience.

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STEP 3

BIDDING/AUCTION

In each cycle, members join an auction to bid for the pooled funds. The member with the lowest bid wins the lump sum, and the remaining amount is distributed to others as dividends.

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STEP 4

DISBURSEMENT

Spot payment is our specialty—funds are transferred instantly to the winning member for immediate access.

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STEP 5

COMPLETION

Once every member has received their share, the chit cycle concludes. You can then renew your journey or select a new plan to continue benefiting.