+91 9629587444
Head Office, 148B, Deverpuram Road, Tuticorin - 628003
148B, Deverpuram Rd, Tuticorin
Bala Saraswathi Chits Private Limited, built on trust, transparency, and community empowerment, started as Balu Chit Funds in 1991 and became Bala Saraswathi Chits in 2007. With over 35 years of experience, we proudly serve 50,000+ members across multiple branches.
We focus on helping individuals, families, and business owners achieve their financial goals through innovative savings and lending solutions. By combining ethical practices with modern service, we build lasting relationships and guide members toward financial security.
To offer trustworthy, efficient, and customer-centric chit fund services that empower members and foster long-term financial stability.
To be the leading chit fund partner—delivering secure, transparent solutions and enriching the lives of individuals, families, and entrepreneurs as they pursue their ambitions.
The directors of Bala Saraswathi Chits Private Limited include Managing Director Narayanan Bala Krishnan, who drives the company’s strategic growth and vision; Director Balakrishnan Saraswathi, who oversees operations in Tuticorin with a focus on customer service and local engagement.
Director Balakrishnan Marijanani, who joined the firm in 2021 after completing her studies abroad, brings innovative financial strategies to the Chennai branch, guiding its expansion and modernizing its services.
The idea for community-focused savings takes shape, laying the groundwork for future growth.
Founded by Mr. Bala Krishnan as Balu Chits, serving local members.
Becomes Bala Saraswathi Chits Pvt Ltd. Branches open in Tuticorin and Tiruchendur.
Branches expand to Tirunelveli and new regions, reaching more communities.
Bala Saraswathi Chits plans continued expansion to serve more communities.
With over 35 years in chit fund expertise, we provide secure, transparent savings solutions that empower members to achieve their financial goals and handle unexpected needs with confidence and ease. Start your journey with us today.
Start Your Journey
Fully registered schemes governed by government regulations, ensuring your money is secure.
Minimal asset or guarantor requirements, making access easy and accessible.
Attractive dividends help you grow your savings smartly.
Bid and receive lump sums for emergencies, education, business, or milestones.