Phone +91 9629587444
Location Head Office, 148B, Deverpuram Road, Tuticorin - 628003 148B, Deverpuram Rd, Tuticorin

Secure Savings,
Stronger Tomorrow.!

Start your journey to stress-free savings and quick funds for every milestone education, emergencies, weddings, business growth, and more. 35+ years trusted by individuals, families, and entrepreneurs. Join today and experience the freedom of flexible finance!

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Main Customer
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Shiva Kumar
Shiva Kumar
"Great support and easy process!"
Monica .M
Monica .M
The best chit fund platform!

TRUSTED BY 25,000+ FAMILIES AND INVESTORS FOR
SECURE AND RELIABLE CHIT FUND SOLUTIONS

From your child’s education and dream wedding to growing a business or facing emergencies, we bring financial support to your doorstep with ease and trust.

OUR PLANS

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Life brings different dreams and challenges, and we’re here to support them all. Our chit fund plans are designed to grow with your goals.

Education Icon
EDUCATION PLAN
Build your child’s future step by step with disciplined savings and rewarding returns.
₹ 5,00,000

Plan: ₹25,000 per month

Duration: 20 Months

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Business Icon
BUSINESS PLAN
Fuel your business dreams with flexible funds, right when you need them most.
₹ 10,00,000

Plan: ₹50,000 per month

Duration: 20 Months

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Wedding Icon
WEDDING PLAN
Make your dream wedding stress-free by saving steadily and receiving timely payouts.
₹ 25,00,000

Plan: ₹1,25,000 per month

Duration: 20 Months

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HOUSING PLAN
Turn your dream home into reality with smart, flexible savings schemes.
₹ 50,00,000

Plan: ₹2,50,000 per month

Duration: 20 Months

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Savings That Strengthen Your Family’s Tomorrow

Join trusted chit funds for reliable savings and financial growth.

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WHY PEOPLE TRUST US

We’ve earned the trust of thousands by providing prompt payouts, personalized service, and transparent, secure savings solutions.

Spot Payment
SPOT PAYMENT BENEFITS External Link Icon

Receive your payout instantly as soon as your bid wins

Access funds exactly when you need them, without delays

Door to Door
DOOR-TO-DOOR COLLECTION Manual Icon

Convenient payment collection from your location, saving time and effort

Personalized service ensures your experience is smooth every month

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FLEXIBLE COLLATERAL Manual Icon

Minimal security requirements make joining simple for everyone

Our team will reach you directly, review, and invest if all is satisfactory

WHAT WE OFFER

Transparent chit plans with flexible options to help you save, invest, and achieve your financial goals.

₹5,00,000


PLAN: ₹25,000 per month

DURATION: 20 months

₹10,00,000


PLAN: ₹50,000 per month

DURATION: 20 months

₹25,00,000


PLAN: ₹1,25,000 per month

DURATION: 20 months

₹50,00,000


PLAN: ₹2,50,000 per month

DURATION: 20 months

₹5,00,000


PLAN: ₹12,500 per month

DURATION: 40 months

₹10,00,000


PLAN: ₹25,000 per month

DURATION: 40 months

₹25,00,000


PLAN: ₹62,500 per month

DURATION: 40 months

₹50,00,000


PLAN: ₹1,25,000 per month

DURATION: 40 months

Our Testimonials

Step into frames filled with elegance, joy & heartfelt moments. Hear directly from our members as they share real experiences, trusted journeys,
and the impact our services have made in their financial growth.

“STRATEGIC SAVINGS. SMARTER INVESTMENTS”

Join A Trusted Chit Fund Network Designed For Business Professionals And Grow Your Wealth With Confidence.

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OUR ARTICLES

Stay updated with insightful articles that simplify savings, investments, and financial planning. Our expert content helps you understand key trends and make informed decisions with confidence.

From practical guides to industry updates, each article is crafted to support your financial journey and empower you with knowledge that truly matters.

Why Chit Funds Are Still the Smartest Savings & Investment Option in 2025

Discover why chit funds remain a powerful way to save, earn, and access money quickly in today’s financial world.

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How to Choose the Best Chit Fund Plan for Your Financial Goals

Pick a plan based on your goal, your monthly budget, and the duration you’re comfortable with. Choose a trusted company like Bala Saraswathi Chit Fund to ensure safe and simple savings.

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Why Chit Funds Are a Lifeline for Small Business Owners in India

Small businesses often face cash flow challenges, sudden expenses, or the need for urgent working capital. Chit funds offer a simple solution with quick access to money, zero collateral, and flexible savings.

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Frequently Asked Question

Clear answers to common queries about safety, payouts, participation, and withdrawal policies. Helping you make confident, informed decisions with Bala Saraswathi Chits.

35+
Years of Experience
Is my money safe?
Yes. We operate under government guidelines and maintain transparent records. All contributions are securely managed.
How are members selected for payouts? +
Each cycle, a lucky draw is conducted, and the selected member receives the payout.
What happens if I miss a payment? +
Our team assists with options to catch up or adjust your contributions flexibly.
Can I withdraw early? +
Early withdrawal terms vary by scheme. Please contact support for details specific to your plan.
Are there any joining fees?? +
Some schemes require a nominal registration fee. All charges are clearly outlined before joining.
How does the auction process work? +
Members bid discounts on the pooled amount; the highest discount bidder wins the prize money.
Who manages the chit fund? +
A foreman organizer collects contributions, conducts auctions, distributes payouts, and ensures regulatory compliance.